open letter to ICICI Bank


Am I the only person in this planet who gets pissed off by ICICI Bank?

Sir
I had opened up a ICICI Bank account in April, and for the past 4 months I have been breaking my head to get a debit card issued from your bank
I have called your customer care about 8 times,
visited your branch 3 times,
and written twice to your customer care.
On one occasion I thought I won the battle when your manager issued me an instavisa card, but that pleasure was short lived because you guys refused to activate it. In my past 3 years at my current residence I have not even a single ordinary post, but some how your courier guy is never able to find my residence.

One humble request, have I harmed you guys in any way that I am getting this special treatment? Because honestly, I am losing my patience.
I have paid
750/- account opening.
111/- for a debit card which I do not think i will ever get.
206/- telephone calls.
150/- Auto Fare
12 hours of my time over something which ICICI bank is definitely not interested in issuing.

Regards
Ankur

I had a PNB (Punjab National Bank) account in Kharagpur. The Bank Manager refused to issue me a chequebook. There was a ATM Machine and even though I always maintained a healthy bank balance, the bank never issued an ATM Card. Hence I had to waste 1 hour at the teller every month. I moved to HDFC, and like ICICI, I started losing couriers. So I finally moved to CITIBANK (Bangalore) and in the past 3 years I have never had a reason to visit their branch and everything is a phone call away. I am one happy customer.

I had a shrarekhan account and it had become a pain in the ass… on one occasion they wrongly charged me 100K INR. (after one month of fighting I finally managed to get the charges reversed) 4 months ago I opened up a ICICI Direct account (which provides me a much more reliable service). However with it comes the pain of dealing with ICICI Bank. The worse part is that I cannot do an online transaction without the Debit card.

However Foreign Banks and brokerage services provide me with an excellent service. Smith Barney and UBS provide me with some excellent brokerage services. They might be expensive, but even if i value my time at a minuscule 50/- an hour, I am saving millions of rupees.

Rajnikant in Dhoom-3 !! for all rajni fans


AFTER LOOONG TIME SPECULATIONS AND CHANGES IN THE HERO CASTING,

IT IS CONFIRMED THAT SUPERSTAR RAJNIKANTH IS GOING TO ACT IN THE NEXT DHOOM SERIES MOVIE –

DHOOM-3

Shooting has already been started …….

A Clip of the movie is given below ….
Just go through the mail step by step…
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Rajni kanth Chasing Villains
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Come on Rajni kanth
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Cant predict anything - He is the

BOSS


rajni

Calculation and Payment of FBT


A summary of Indian Income Tax laws on calculation of Fringe Benefit Tax on Stock based Compensation.

RSU’s (Restricted Stock Units)
– Tax on Fair Market Value of shares on vesting
– Payable when shares are “allotted” or transferred to the employees

ESPP’s
– Tax on the Discount on purchase
– Payable on purchase

Options
– Calculation, Spread being difference between fair market value on vesting and exercise price
– Payable at the time of exercise

more info at Hindu. Current FBT rate is at 33.99%

American Express


Today in the notice board there was a poster inviting people to apply for American Express Platinum Credit Card.
Since I had heard so much about it, and seen the Abishek Bachan’s advertisements, I thought what the hell.. let me also apply. So I called up the agent and the only question he asked me was what is my CTC (salary)… Then he said.. Sorry you are not eligible.. You need to earn atleast 1.5 Million INR p.a. to get the card… and he hanged up.

What kind of a stupid Bank is American Express… If they are so much worried about the salary (which they have all rights to be) then mention it in the advertisement poster. Why on earth they wasted my time for nothing?

PS: Per capita income of an Indian is 384 USD… so 1.5M INR is like 100 times what an average Indian earns

Who is a Hindu?


In an interesting decision given by the Privy council a century ago (1903) , the interpretation of the word ‘Hindu’ throws light on how liberal ‘Hinduism’ is in encompassing variety of practices and sections of people from the society and yet remain unique and unadulterated.
The Privy council in Bhagwan Koer Vs. J.C. Bose and Ors., Calcutta observed :

“We shall not attempt to lay down definition of what is meant by the term ‘Hindu’,
– to make it accurate and at the same time sufficiently comprehensive as well as distinctive is extremely difficult.

The Hindu religion is marvelously Catholic and elastic. Its theology is marked by eclecticism and tolerance and almost unlimited freedom of private worship.

Its social code is much more stringent, but amongst its different castes and sections exhibits wide diversity of practice.

No trait is more marked of Hindu society in general than its horror of using the meat of the cow. Yet the Chamaras (Scheduled castes)  who profess Hinduism , but who eat beef and the flesh of dead animals, are however low in the scale included within its pale.

Its easier to say who are not Hindus, and separation if Hindus from the Non-Hindus is not a matter of so much difficulty.

The people know the differences well and can easily tell who are Hindus and who are not “

Now…I am wondering what differences have we brought about after one hundred years !

Airline announcements


Airline announcements

All too rarely, airline attendants make an effort to make the in flight “safety lecture” and announcements a bit more entertaining. Here are some real examples that have been heard or reported:

1. On a Southwest flight (SW has no assigned seating, you just sit where you want) passengers were apparently having a hard time choosing, when a flight attendant announced, “People, people we’re not picking out furniture here, find a seat and get in it!”

2. On a Continental Flight with a very “senior” flight attendant crew, the pilot said, “Ladies and gentlemen, we’ve reached cruising altitude and will be turning down the cabin lights. This is for your comfort and to enhance the appearance of your flight attendants.”

3. On landing, the stewardess said, “Please be sure to take all of your belongings. If you’re going to leave anything, please make sure it’s something we’d like to have.

4. “There may be 50 ways to leave your lover, but there are only 4 ways out of this airplane”

5. “Thank you for flying Delta Business Express. We hope you enjoyed giving us the business as much as we enjoyed taking you for a ride.”

6. As the plane landed and was coming to a stop at Ronald Reagan, a lone voice came over the loudspeaker: “Whoa, big fella. WHOA!”

7. After a particularly rough landing during thunderstorms in Memphis, a flight attendant on a Northwest flight announced, “Please take care when opening the overhead compartments because, after a landing like that, sure as hell everything has shifted.”

8. >From a Southwest Airlines employee: “Welcome aboard Southwest Flight 245 to Tampa. To operate your seat belt, insert the metal tab into the buckle, and pull tight. It works just like every other seat belt; and, if you don’t know how to operate one, you probably shouldn’t be out in public unsupervised.”

9. “In the event of a sudden loss of cabin pressure, masks will descend from the ceiling. Stop screaming, grab the mask, and pull it over your face. If you have a small child traveling with you, secure your mask before assisting with theirs. If you are traveling with more than one small child, pick your favorite.”

10. “Weather at our destination is 50 degrees with some broken clouds, but we’ll try to have them fixed before we arrive. Thank you, and remember, nobody loves you, or your money, more than Southwest Airlines.”

11. “Your seat cushions can be used for flotation; and, in the event of an emergency water landing, please paddle to shore and take them with our compliments.”

12. “As you exit the plane, make sure to gather all of your belongings. Anything left behind will be distributed evenly among the flight attendants. But please do not leave children or spouses.”

13. And from the pilot during his welcome message: “Delta Airlines is pleased to have some of the best flight attendants in the industry. Unfortunately, none of them are on this flight!”

14. Heard on Southwest Airlines just after a very hard landing in Salt Lake City: The flight attendant came on the intercom and said, “That was quite a bump, and I know what y’all are thinking. I’m here to tell you it wasn’t the airline’s fault, it wasn’t the pilot’s fault, it wasn’t the flight attendant’s fault, it was the asphalt.”

15. Overheard on an American Airlines flight into Amarillo, Texas, on a particularly windy and bumpy day: During the final approach, the Captain was really having to fight it. After an extremely hard landing, the Flight Attendant said, “Ladies and Gentlemen, welcome to Amarillo. Please remain in your seats with your seat belts fastened while the Captain taxis what’s left of our airplane to the gate!”

16. Another flight attendant’s comment on a less than perfect landing: “We ask you to please remain seated as Captain Kangaroo bounces us to the terminal.”

17. An airline pilot wrote that on this particular flight he had hammered his ship into the runway really hard. The airline had a policy which required the first officer to stand at the door while the Passengers exited, smile, and give them a “Thanks for flying our airline.” He said that, in light of his bad landing, he had a hard time looking the passengers in the eye, thinking that someone would have a smart comment. Finally everyone had gotten off except for a little old lady walking with a cane. She said, “Sir, do you mind if I ask you a question?” “Why, no, Ma’am,” said the pilot. “What is it?” The little old lady said, “Did we land, or were we shot down?”

18. After a real crusher of a landing in Phoenix, the attendant came on with, “Ladies and Gentlemen, please remain in your seats until Capt. Crash and the Crew have brought the aircraft to a screeching halt against the gate. And, once the tire smoke has cleared and the warning bells are silenced, we’ll open the door and you can pick your way through the wreckage to the terminal.”

19. Part of a flight attendant’s arrival announcement: “We’d like to thank you folks for flying with us today. And, the next time you get the insane urge to go blasting through the skies in a pressurized metal tube, we hope you’ll think of US Airways.”

20. Heard on a Southwest Airline flight. “Ladies and gentlemen, if you wish to smoke, the smoking section on this airplane is on the wing and if you can light ‘em, you can smoke ‘em.”

21. A plane was taking off from Kennedy Airport. After it reached a comfortable cruising altitude, the captain made an announcement over the intercom, “Ladies and gentlemen, this is your captain speaking. Welcome to Flight Number 293, nonstop from New York to Los Angeles. The weather ahead is good and, therefore, we should have a smooth and uneventful flight. Now sit back and relax… OH, MY GOD!” Silence followed, and after a few minutes, the captain came back on the intercom and said, “Ladies and Gentlemen, I am so sorry if I scared you earlier. While I was talking to you, the flight attendant accidentally spilled a cup of hot coffee in my lap. You should see the front of my pants!” A passenger in Coach yelled, “That’s nothing. You should see the back of mine.