ENagar

This is a extract from the book: Jack Canfield:

If you want to create the life of your dreams, then you are going to
have to take 100% responsibility for your life as well. That means
giving up all your excuses, all your victim stories, all the reasons
why you can’t and why you haven’t up until now, and all your blaming
of outside circumstances. You have to give them all up forever.

You have to take the position that you have always had the power to
make it different, to get it right, to produce the right result. For
whatever reason – ignorance, lack of awareness, fear, needing to be
right, the need to feel safe – you chose not to exercise that power.
Who knows why? It doesn’t matter. The past is the past. All that
matters now is that from this point forward you choose – that’s
right, it’s a choice – you chose to act as if (that’s all that’s
required – to act as if) you are 100% responsible for everything that
does or doesn’t happen to you.

If something doesn’t turn around as planned, you will ask
yourself, “How did I create that? What was I thinking? What were my
beliefs? What did I say or not say? What did I do or not do to create
that result? How did I get the other person to act that way? What do
I need to do differently next time to get the result I want?”

Know this formula : Event (E) + Response (R) = Outcome (O)

The basic idea is that every outcome you experience in life (whether
it is success or failure, wealth or poverty, health or illness,
intimacy or estrangement, joy or frustration) is the result of how
you have responded to an earlier event or events in your life.

If you don’t like the outcomes you are currently getting, there are
two basic choices you can make

1.You can blame the event (E) for your lack of outcome (O)
2.You can instead simply change your responses (R) to the events (E) –
the way things are – until you get the outcomes (O) you want

“IF YOU DON’T LIKE YOUR OUTCOMES CHANGE YOUR RESPONSES”

Also you can hear a 20 minute audio on this book.

It was a busy morning, approximately 8:30 a.m., when an elderly gentleman in his 80s, arrived to have stitches removed from his thumb. He stated that he was in a hurry as he had an appointment at 9:00 am.

I took his vital signs and had him take a seat, knowing it would be over an hour before someone would to able to see him. I saw him looking at his watch and decided, since I was not busy with another patient, I would evaluate his wound.

On examination, it was well healed, so I talked to one of the doctors, got the needed supplies to remove his sutures and redress his wound.

While taking care of his wound, we began to engage in conversation. I asked him if he had another doctor’s appointment this morning, as he was in such a hurry. The gentleman told me no, that he needed to go to the nursing home to eat breakfast with his wife.

I then inquired as to her health. He told me that she had been there for a while and that she was a victim of Alzheimer’s disease. As we talked, I asked if she would be upset if he was a bit late. He replied that she no longer knew who he was, that she had not recognized him in five years now.

I was surprised, and asked him, “And you still go every morning, even though she doesn’t know who you are?”

He smiled as he patted my hand and said, “She doesn’t know me, but I still know who she is.”

This touching story is from source

BTW if u have not watched the movie notebook… go grab a DVD.

The Japanese have always loved fresh fish. But the water close to Japan has not held many fish for decades. So to feed the Japanese population, fishing boats got bigger and went farther than ever. The farther the fishermen went, the longer it took to bring the fish. If the return trip took more time, the fish were not fresh. To solve this problem, fish companies installed freezers on their boats. They would catch the fish and freeze them at sea. Freezers allowed the boats to go farther and stay longer. However, the Japanese could taste the difference between fresh and frozen fish. And they did not like the taste of frozen fish. The frozen fish brought a lower price. So, fishing companies installed fish tanks. They would catch the fish and stuff them in the tanks, fin to fin. After a little thrashing around, they were tired, dull, and lost their fresh-fish taste. The fishing industry faced an impending crisis! But today, they get fresh-tasting fish to Japan .

How did they manage? To keep the fish tasting fresh, the Japanese fishing companies still put the fish in the tanks but with a small shark. The fish are challenged and hence are constantly on the move. The challenge they face keeps them alive and fresh!

Have you realized that some of us are also living in a pond but most of the time tired and dull? Basically in our lives, sharks are new challenges to keep us active. If you are steadily conquering challenges, you are happy. Your challenges keep you energized. Don’t create success and revel in it in a state of inertia. You have the resources, skills and abilities to make a difference. Put a shark in your tank and see how far you can really go

forwarded by Augustin

Count the number of F’s in the following text:

FINISHED FILES ARE THE
RESULT OF YEARS OF SCIENTIFIC
STUDY COMBINED WITH THE
EXPERIENCE OF YEARS

Managed it?

Three?
Wrong, there are six — no joke!
Read again!

The reasoning is further down…

The brain cannot process the word “OF”.

Here is an email forward which you might find interesting

Do you know you can save as much as 65% on your new car’s insurance? Your insurance agent will never tell you that you can transfer a No Claim Bonus (NCB) from your old car, but a fellow Team-BHPian paid only Rs.10,700 for Rs.27,000 worth of comprehensive insurance on his new car. He just transferred the NCB from his old Maruti Zen to reduce the cost of insurance for his Honda City Vtec. Why didn’t his friendly agent volunteer information about this remarkable deal? Because the more a buyer pays the insurance company, the more commission its agent makes.

Most Indian car buyers negotiate on financing, dealer discounts and freebies but forget about the insurance component.

Team-BHP shows you how to use the NCB to save on your insurance premium:

1. When you sell your old car: The biggest mistake people make is transferring the insurance lock stock and barrel when selling a car. Ensure that ownership is transferred and make a photocopy of the new entry in the RC book for insurance purposes.

2: Obtain the NCB certificate: Forward a copy of the delivery note to your insurance company and ask for the NCB certificate or holding letter. This letter is valid for three years; you may find it easiest to go to your insurer’s local office to pick it up in person.

3: Use the NCB: Forward the NCB letter to your new car’s dealer. Voila! You have just transferred the NCB to your new car insurance and saved a bundle.

Remember to shop around; manufacturers’ insurance schemes are much cheaper than regular insurers’. In one case, insurance for an old Maruti 800 was quoted at Rs.4,800 when the official Maruti insurance was available for just Rs.2,800.

Another process, if you are happy with your existing insurance company, is to go to the insurer with your new car invoice and chassis number. The agent should use your NCB to offer a reduced premium and give you a cover note on the spot. The dealership will need this cover note to register your car with traffic authorities.

FAQ

Q: I have not sold my old car and need to take delivery of a new one.

A: Go ahead and buy the new car: you cannot claim your NCB for the first year but make sure you get the NCB letter when you sell your old car. You can use the letter to reduce your second year’s premium.

Q: The NCB is a major saving – how can I preserve it?

A: A No Claim Bonus means just that – no damage claims on your car. Drive carefully, take security measures to protect your car and claim judiciously. If you have a 50% NCB for your Getz you are saving Rs.9,000. If your stereo is worth Rs.5,000 and gets stolen, do not claim it. Just pay for the new stereo yourself; it will cost less than losing the NCB saving.

Q: I have a cheap Maruti 800 with a 50% NCB and want to buy a Honda City while keeping both cars.

A: One option to consider is to cancel the insurance on your Maruti and claim the NCB certificate for your Honda while insuring the Maruti with a different company. Another alternative is to transfer the Maruti’s ownership and insurance to your spouse or sibling and proceed as above.

Q: What about those free insurance schemes?

A: Try asking for a cash discount instead and buy your own insurance. The next best option is to use the NCB certificate during insurance renewal.

Am I the only person in this planet who gets pissed off by ICICI Bank?

Sir
I had opened up a ICICI Bank account in April, and for the past 4 months I have been breaking my head to get a debit card issued from your bank
I have called your customer care about 8 times,
visited your branch 3 times,
and written twice to your customer care.
On one occasion I thought I won the battle when your manager issued me an instavisa card, but that pleasure was short lived because you guys refused to activate it. In my past 3 years at my current residence I have not even a single ordinary post, but some how your courier guy is never able to find my residence.

One humble request, have I harmed you guys in any way that I am getting this special treatment? Because honestly, I am losing my patience.
I have paid
750/- account opening.
111/- for a debit card which I do not think i will ever get.
206/- telephone calls.
150/- Auto Fare
12 hours of my time over something which ICICI bank is definitely not interested in issuing.

Regards
Ankur

I had a PNB (Punjab National Bank) account in Kharagpur. The Bank Manager refused to issue me a chequebook. There was a ATM Machine and even though I always maintained a healthy bank balance, the bank never issued an ATM Card. Hence I had to waste 1 hour at the teller every month. I moved to HDFC, and like ICICI, I started losing couriers. So I finally moved to CITIBANK (Bangalore) and in the past 3 years I have never had a reason to visit their branch and everything is a phone call away. I am one happy customer.

I had a shrarekhan account and it had become a pain in the ass… on one occasion they wrongly charged me 100K INR. (after one month of fighting I finally managed to get the charges reversed) 4 months ago I opened up a ICICI Direct account (which provides me a much more reliable service). However with it comes the pain of dealing with ICICI Bank. The worse part is that I cannot do an online transaction without the Debit card.

However Foreign Banks and brokerage services provide me with an excellent service. Smith Barney and UBS provide me with some excellent brokerage services. They might be expensive, but even if i value my time at a minuscule 50/- an hour, I am saving millions of rupees.

Today in the notice board there was a poster inviting people to apply for American Express Platinum Credit Card.
Since I had heard so much about it, and seen the Abishek Bachan’s advertisements, I thought what the hell.. let me also apply. So I called up the agent and the only question he asked me was what is my CTC (salary)… Then he said.. Sorry you are not eligible.. You need to earn atleast 1.5 Million INR p.a. to get the card… and he hanged up.

What kind of a stupid Bank is American Express… If they are so much worried about the salary (which they have all rights to be) then mention it in the advertisement poster. Why on earth they wasted my time for nothing?

PS: Per capita income of an Indian is 384 USD… so 1.5M INR is like 100 times what an average Indian earns

A wild stallion (or Pegasus) might escape one cowboy who chases it while swinging the rope. But when its 2, I guess there is no escape.

Recently I have been tagged by Amit Arora and Sree Pillai who have coerced me into writing 8 facts about me (something which I had successfully evaded for more than 2 years) So here it goes:

1. I cannot narrate jokes. I can compose them, write it.. but when it comes to entertaining a group, the max I can mutter is a punch line.

2. I sleep on the floor and hand-wash my clothes, broom my own floor. Not that I cannot afford a cot/maid, but because I love simple life.

3. I love intelligent discussions and I often travel even 4 hours (2hours both sides) just to have a cup of coffee and a nice tea-table discussion.

4. I am scared of 2 wheelers (but I am ok with bungee jumping or flying a makeshift plane)

5. I easily get bored. Infact very few of my hobbies or activities survive a calender year.

6. I love traveling, experiencing a new culture and making new friends.

7. I am a very hasty in taking decisions, and quick to accept mistakes.

8. I value friends and family more than anything else in my life.

I was supposed to tag a further 8 people, but I think i leave the job of catching stallions to the cowboys.

Airtel Broadband services is one of the few Indian companies which not only say that customer is the king, but also practices it.
Let me list my interaction:
1) I send them a mail in the afternoon inquiring about the new connection. In a few hour their agent called me to fix the appointment, by the evening one guy was at my doorstep with forms and formalities. By next day evening my phone and Broadband was up and running (i think even my payment cheque was not even cashed by that time). All this hassle free service without me having to waste even a second.

2) I value my time, and would not like to run around the roads of Bangalore. Hence airtel agent drops my bills and picks up the cheque from my place, at no extra cost. So in the past 1 year, I never had to visit their office.

3) Then a couple of days before my phone was not working. I called 4112345, within 30 seconds the phone was picked up by a HUMAN. My complaint was promptly taken and the service engineer was there at my doorsteps within 70 minutes (inspite of the rains). Airtel has has a guarantee system. If the problem is not rectified within 3 hours, they refund 100/-.

People say that Airtel costs me more than BSNL, but if they give such kind of service i don’t care.

So guys do you know of any other Indian enterprise which thinks customer is the king?

The Statue of Liberty’s index finger is eight feet long �

Rain has never been recorded in some parts of the Atacama Desert in Chile

A 75 year old person will have slept about 23 years.

A Boeing 747’s wing span is longer than the Wright brother’s first
flight.(the Wright brother’s invented the airplane)

There are as many chickens on earth as there are humans.

One type of hummingbird weighs less than a penny

The word “set ” has the most number of definitions in the English
language;192

Slugs have four noses

Sharks can live up to 100 years

Mosquitoes are more attracted to the color blue than any other color.

Kangaroos can’t walk backwards

About 75 acres of pizza are eaten in in the U.S. Everyday

The largest recorded snowflake was 15in wide and 8in thick. It fell in
Montana in 1887

The tip of a bull whip moves so fast that the sound it makes is actually a
tiny sonic boom.

Former president Bill Clinton only sent 2 emails in his entire 8 year
presidency

Koalas and humans are the only animals that have finger prints

There are 200,000,000 insects for every one human

It takes more calories to eat a piece of celery than the celery had in it
to begin with.

The world’s largest Montessori school is in India, with 26,312 students in
2002

Octopus have three hearts

If you ate too many carrots, you’d turn orange

The average person spends two weeks waiting for a traffic light to change.

1 in 2,000,000,000 people will live to be 116 or old

The body has 2-3 million sweat glands

Sperm whales have the biggest brains; 20 lbs

Tiger shark embryos fight each other in their mother’s womb. The survivor
is born.

Most cats are left pawed

250 people have fallen off the Leaning Tower of Pisa

A Blue whale’s tongue weighs more than an elephant

You use 14 muscles to smile and 43 to frown. Keep Smiling!

Bamboo can grow up to 3 ft in 24 hours

An eyeball weighs about 1 ounce

Bone is five times stronger than steel.

Please Note: The authenticity of this email forward is under dispute.